Consumer Lending

Hyniva has highly successful product ElosApp that helps customer fast-track consumer lending for their customer. Irrespective of the business(automotive, business, consumer, or mortgage lending activity), Hyniva offers solutions across the lending value chain.

Application -> Underwriting -> Decision -> Fund Disbursement -> Closing -> Post Closing -> Sales Servicing

Our solution covers:

• Digital Loan origination Branch, web, mobile and other loan origination channels
• Loan application management, credit investigation and loan structuring
• Loan creation, underwriting, decision and funding
• Third party integration and Internal integration
• Document management, Digital signing
• Payment systems, including automated check handling for the U.S. market
• Dealer networks
• Collections and recovery

Lender Solution

High Degree of business acumen combined with technological experience practical understanding of lending, we offer solutions strategic solutions to the lenders:

• Hyniva BPS services will help you re-designs your business processes optimize productivity automate loan workflow, digital asset and content management enabling application to funding – “click to sign”. Help transform and consolidate systems.
• We help with loss prevention, manage risk, minimize defaults, bankruptcy and foreclosure, as well as ensure compliance with specific legislation (e.g., Sarbanes Oxley, etc.)
• Reduce production support, testing, product enhancement and maintenance, release management and outsourcing costs
• We help with cross-sell initiatives, customer segmentation and retention, account management and regulatory solutions.
• We provide expert solution covering database modeling and design, data warehouse migration and analytics covering customer analytics, fraud analytics and data quality.